Verifications vs. Data APIs

Applicants share payroll data, banking information, or documents through Argyle.

Choose Verifications when your application needs a completed report.
Choose Data APIs when it needs individual payroll records, uploaded files, or OCR and authenticity results for its own workflow.

Choose your path

What you need	Use
Payroll income or employment reports	Verifications — Payroll
Banking income, asset, or transaction reports	Verifications — Banking
Mortgage income reports from uploaded documents	Verifications — Doc VOI
Individual payroll records for your own workflow or income calculations	Data APIs
Original paystubs, tax forms, and other files from connected payroll accounts	Data APIs — Payroll Documents
Uploaded files and their OCR or authenticity results	Data APIs — User Uploads

	Verifications	Data APIs
Result	A report PDF and, when supported, report JSON.	Individual records and document metadata, with links to available source files.
Workflow	Order a verification, complete the required account-connection or document steps, and retrieve the report.	Let applicants connect payroll accounts or share documents, then retrieve the resources your application needs.
Readiness	Track `verifications.updated` and the verification status.	Track payroll synchronization or document-processing webhooks for the resources you need.
Implementation guide	Verifications Quickstart	Data APIs

Payroll reports summarize income or employment information. For detailed payroll records and source files, use these Data APIs:

Paystubs: Individual payments, including pay dates, pay-period dates, and gross and net pay. Use these records to calculate income over the period your workflow requires.
Identities: Employer and employment details associated with the connected account.
Payroll Documents: Original paystubs, tax forms, and other source files, when available.

Field availability and history depend on the connected payroll account.

For tenant screening, we recommend:

Payroll: Use Data APIs to retrieve individual payroll records and calculate income for your screening process.
Banking: Use Verifications for income or asset reports.
Uploaded documents: Use User Uploads to retrieve files and OCR or authenticity results when enabled.

See the Tenant Screening guide for implementation steps.