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Example reports:
PDFReport PDF
Image of Verification of Assets (VOA) banking report.
{
  "id": "m22kz9tzmz3t",
  "type": "voa",
  "constraints": {
    "accounts": null,
    "from_date": null,
    "report_custom_fields": null,
    "show_nsf": null
  },
  "status": "success",
  "assets": {
    "type": null,
    "available_balance": 18349.6,
    "current_balance": 22327.3,
    "two_month_average": 21995.27,
    "six_month_average": null,
    "beginning_balance": 20942.02
  },
  "consolidated_available_balance": 18349.6,
  "consumer": "eed152a28a1ecd78c0ff401de123faf3",
  "consumer_ssn": "6789",
  "created_date": "2025-06-10T18:57:22.000Z",
  "user": "01975b33-16d0-2c9b-8cd1-85e58e80248c",
  "customer_type": "testing",
  "days": 61,
  "dispute_statement": null,
  "end_date": "2025-06-10T18:57:22.000Z",
  "end_user": null,
  "institutions": [
    {
      "accounts": [
        {
          "aggregation_status_code": 0,
          "asset": {
            "type": "savings",
            "current_balance": 22327.3,
            "two_month_average": 21995.27,
            "six_month_average": null,
            "beginning_balance": 20942.02
          },
          "available_balance": null,
          "average_monthly_balance": 21978.28,
          "balance": 22327.3,
          "balance_date": "2025-06-10T18:57:25.000Z",
          "details": {
            "interest_margin_balance": null,
            "available_cash_balance": null,
            "vested_balance": null,
            "current_loan_balance": null,
            "available_balance_amount": 18349.6,
            "margin_balance": null,
            "current_balance": null
          },
          "id": 8057635035,
          "income_streams": null,
          "name": "Savings",
          "number": "2222",
          "owner_address": "123 FAKE STREET OGDEN, UT 84401",
          "owner_name": "HOMER LOANSEEKER",
          "position": null,
          "tot_number_days_since_most_recent_insufficient_funds_fee_debit_tx_account": 0,
          "tot_number_insufficient_funds_fee_debit_tx_account": 0,
          "tot_number_insufficient_funds_fee_debit_tx_over2_months_account": null,
          "transactions": [
            {
              "id": 28483686056,
              "amount": 501.68,
              "posted_date": "2025-05-19T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686184,
              "amount": 203.82,
              "posted_date": "2025-05-14T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686144,
              "amount": -100,
              "posted_date": "2025-05-13T12:00:00.000Z",
              "description": "Home Banking Transfer Withdrawal",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer withdrawal",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686110,
              "amount": -250,
              "posted_date": "2025-05-13T12:00:00.000Z",
              "description": "Home Banking Transfer Withdrawal",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer withdrawal",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686071,
              "amount": 107.81,
              "posted_date": "2025-05-08T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686175,
              "amount": 25.69,
              "posted_date": "2025-04-30T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686139,
              "amount": -145,
              "posted_date": "2025-04-29T12:00:00.000Z",
              "description": "Home Banking Transfer Withdrawal",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer withdrawal",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686102,
              "amount": 18.24,
              "posted_date": "2025-04-24T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686066,
              "amount": 100,
              "posted_date": "2025-04-24T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686115,
              "amount": 22.81,
              "posted_date": "2025-04-17T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686079,
              "amount": 500.23,
              "posted_date": "2025-04-15T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686111,
              "amount": 400,
              "posted_date": "2025-04-14T12:00:00.000Z",
              "description": "Transfer to SAVINGS",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "transfer",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            }
          ],
          "type": "savings"
        }
      ],
      "id": 102168,
      "name": "FinBank Profiles - B",
      "url_home_app": "http://www.finicity.com"
    }
  ],
  "portfolio": "1au39wv4bn23-1-port",
  "request_id": "zpe49xbhyd",
  "requester_name": "Argyle Systems",
  "seasoned": false,
  "start_date": "2025-04-10T18:57:22.000Z",
  "title": "Mastercard Open Banking Verification of Assets"
}
PDFReport PDF
Image of Verification of Income (VOI) banking report.
{
    "id": "cbtdzjvzbw5k-voi",
    "type": "voi",
    "constraints": {
        "accounts": null,
        "from_date": "2024-07-08T15:42:12.000Z",
        "report_custom_fields": [
            {
                "label": "loanID",
                "value": "12345",
                "shown": true
            }
        ],
        "show_nsf": null,
        "income_stream_confidence_minimum": 50
    },
    "status": "success",
    "portfolio": "ktx7q9nt93zv-1-port",
    "consumer": "e5775e555ae3f1835c499e6e9959ec6c",
    "consumer_ssn": "0000",
    "created_date": "2026-07-08T15:42:12.000Z",
    "user": "019f4263-9119-79e6-7e08-dbe34613d444",
    "customer_type": "testing",
    "days": 730,
    "dispute_statement": null,
    "end_date": "2026-07-08T15:42:12.000Z",
    "end_user": null,
    "request_id": "b4wcz33cv2",
    "requester_name": "Argyle Systems",
    "seasoned": true,
    "start_date": "2024-07-08T15:42:12.000Z",
    "title": "Mastercard Open Banking Verification of Income",
    "income": [
        {
            "confidence_type": "HIGH",
            "income_estimate": {
                "estimated_gross_annual": 117104.0,
                "net_annual": 82408.47,
                "projected_gross_annual": 105839.0,
                "projected_net_annual": 73284.17
            },
            "net_monthly": [
                {
                    "month": "2024-07-01T06:00:00.000Z",
                    "net": 2802.3
                },
                {
                    "month": "2024-08-01T06:00:00.000Z",
                    "net": 3978.64
                },
                {
                    "month": "2024-09-01T06:00:00.000Z",
                    "net": 3514.65
                },
                {
                    "month": "2024-10-01T06:00:00.000Z",
                    "net": 6544.43
                },
                {
                    "month": "2024-11-01T06:00:00.000Z",
                    "net": 3620.25
                },
                {
                    "month": "2024-12-01T07:00:00.000Z",
                    "net": 5825.7
                },
                {
                    "month": "2025-01-01T07:00:00.000Z",
                    "net": 4737.91
                },
                {
                    "month": "2025-02-01T07:00:00.000Z",
                    "net": 5650.03
                },
                {
                    "month": "2025-03-01T07:00:00.000Z",
                    "net": 3978.64
                },
                {
                    "month": "2025-04-01T06:00:00.000Z",
                    "net": 3499.65
                },
                {
                    "month": "2025-05-01T06:00:00.000Z",
                    "net": 6544.43
                },
                {
                    "month": "2025-06-01T06:00:00.000Z",
                    "net": 4174.35
                },
                {
                    "month": "2025-07-01T06:00:00.000Z",
                    "net": 5271.53
                },
                {
                    "month": "2025-08-01T06:00:00.000Z",
                    "net": 5743.67
                },
                {
                    "month": "2025-09-01T06:00:00.000Z",
                    "net": 11304.74
                },
                {
                    "month": "2025-10-01T06:00:00.000Z",
                    "net": 11373.0
                },
                {
                    "month": "2025-11-01T06:00:00.000Z",
                    "net": 6339.68
                },
                {
                    "month": "2025-12-01T07:00:00.000Z",
                    "net": 8156.93
                },
                {
                    "month": "2026-01-01T07:00:00.000Z",
                    "net": 6472.38
                },
                {
                    "month": "2026-02-01T07:00:00.000Z",
                    "net": 5954.44
                },
                {
                    "month": "2026-03-01T07:00:00.000Z",
                    "net": 7413.01
                },
                {
                    "month": "2026-04-01T06:00:00.000Z",
                    "net": 5100.11
                },
                {
                    "month": "2026-05-01T06:00:00.000Z",
                    "net": 5944.8
                },
                {
                    "month": "2026-06-01T06:00:00.000Z",
                    "net": 6818.97
                },
                {
                    "month": "2026-07-01T06:00:00.000Z",
                    "net": 1786.74
                }
            ]
        },
        {
            "confidence_type": "MODERATE",
            "income_estimate": {
                "estimated_gross_annual": 119836.0,
                "net_annual": 84632.14,
                "projected_gross_annual": 105839.0,
                "projected_net_annual": 73284.17
            },
            "net_monthly": [
                {
                    "month": "2024-07-01T06:00:00.000Z",
                    "net": 2802.3
                },
                {
                    "month": "2024-08-01T06:00:00.000Z",
                    "net": 3978.64
                },
                {
                    "month": "2024-09-01T06:00:00.000Z",
                    "net": 5872.82
                },
                {
                    "month": "2024-10-01T06:00:00.000Z",
                    "net": 6544.43
                },
                {
                    "month": "2024-11-01T06:00:00.000Z",
                    "net": 3620.25
                },
                {
                    "month": "2024-12-01T07:00:00.000Z",
                    "net": 5825.7
                },
                {
                    "month": "2025-01-01T07:00:00.000Z",
                    "net": 4737.91
                },
                {
                    "month": "2025-02-01T07:00:00.000Z",
                    "net": 5650.03
                },
                {
                    "month": "2025-03-01T07:00:00.000Z",
                    "net": 3978.64
                },
                {
                    "month": "2025-04-01T06:00:00.000Z",
                    "net": 5857.82
                },
                {
                    "month": "2025-05-01T06:00:00.000Z",
                    "net": 6544.43
                },
                {
                    "month": "2025-06-01T06:00:00.000Z",
                    "net": 4174.35
                },
                {
                    "month": "2025-07-01T06:00:00.000Z",
                    "net": 5271.53
                },
                {
                    "month": "2025-08-01T06:00:00.000Z",
                    "net": 5743.67
                },
                {
                    "month": "2025-09-01T06:00:00.000Z",
                    "net": 11304.74
                },
                {
                    "month": "2025-10-01T06:00:00.000Z",
                    "net": 11373.0
                },
                {
                    "month": "2025-11-01T06:00:00.000Z",
                    "net": 6339.68
                },
                {
                    "month": "2025-12-01T07:00:00.000Z",
                    "net": 8156.93
                },
                {
                    "month": "2026-01-01T07:00:00.000Z",
                    "net": 6472.38
                },
                {
                    "month": "2026-02-01T07:00:00.000Z",
                    "net": 5954.44
                },
                {
                    "month": "2026-03-01T07:00:00.000Z",
                    "net": 9636.68
                },
                {
                    "month": "2026-04-01T06:00:00.000Z",
                    "net": 5100.11
                },
                {
                    "month": "2026-05-01T06:00:00.000Z",
                    "net": 5944.8
                },
                {
                    "month": "2026-06-01T06:00:00.000Z",
                    "net": 6818.97
                },
                {
                    "month": "2026-07-01T06:00:00.000Z",
                    "net": 1786.74
                }
            ]
        },
        {
            "confidence_type": "LOW",
            "income_estimate": {
                "estimated_gross_annual": 133141.0,
                "net_annual": 95459.47,
                "projected_gross_annual": 105839.0,
                "projected_net_annual": 73284.17
            },
            "net_monthly": [
                {
                    "month": "2024-07-01T06:00:00.000Z",
                    "net": 2802.3
                },
                {
                    "month": "2024-08-01T06:00:00.000Z",
                    "net": 3978.64
                },
                {
                    "month": "2024-09-01T06:00:00.000Z",
                    "net": 5872.82
                },
                {
                    "month": "2024-10-01T06:00:00.000Z",
                    "net": 6544.43
                },
                {
                    "month": "2024-11-01T06:00:00.000Z",
                    "net": 3620.25
                },
                {
                    "month": "2024-12-01T07:00:00.000Z",
                    "net": 5825.7
                },
                {
                    "month": "2025-01-01T07:00:00.000Z",
                    "net": 4737.91
                },
                {
                    "month": "2025-02-01T07:00:00.000Z",
                    "net": 5769.2
                },
                {
                    "month": "2025-03-01T07:00:00.000Z",
                    "net": 3978.64
                },
                {
                    "month": "2025-04-01T06:00:00.000Z",
                    "net": 5857.82
                },
                {
                    "month": "2025-05-01T06:00:00.000Z",
                    "net": 6544.43
                },
                {
                    "month": "2025-06-01T06:00:00.000Z",
                    "net": 4174.35
                },
                {
                    "month": "2025-07-01T06:00:00.000Z",
                    "net": 5271.53
                },
                {
                    "month": "2025-08-01T06:00:00.000Z",
                    "net": 5743.67
                },
                {
                    "month": "2025-09-01T06:00:00.000Z",
                    "net": 11304.74
                },
                {
                    "month": "2025-10-01T06:00:00.000Z",
                    "net": 11526.76
                },
                {
                    "month": "2025-11-01T06:00:00.000Z",
                    "net": 8339.68
                },
                {
                    "month": "2025-12-01T07:00:00.000Z",
                    "net": 8156.93
                },
                {
                    "month": "2026-01-01T07:00:00.000Z",
                    "net": 6472.38
                },
                {
                    "month": "2026-02-01T07:00:00.000Z",
                    "net": 6164.75
                },
                {
                    "month": "2026-03-01T07:00:00.000Z",
                    "net": 9636.68
                },
                {
                    "month": "2026-04-01T06:00:00.000Z",
                    "net": 5100.11
                },
                {
                    "month": "2026-05-01T06:00:00.000Z",
                    "net": 10260.8
                },
                {
                    "month": "2026-06-01T06:00:00.000Z",
                    "net": 10966.23
                },
                {
                    "month": "2026-07-01T06:00:00.000Z",
                    "net": 1786.74
                }
            ]
        }
    ],
    "institutions": [
        {
            "accounts": [
                {
                    "aggregation_status_code": 0,
                    "available_balance": 7234.19,
                    "average_monthly_balance": -93977.25,
                    "balance": 9357.24,
                    "currency": "USD",
                    "beginning_balance": -186971.45,
                    "current_balance": 9357.24,
                    "id": 9028265862,
                    "income_streams": [
                        {
                            "average_monthly_income_net": 4118.27,
                            "cadence": {
                                "days": 15,
                                "start_date": "2024-07-15T12:00:00.000Z",
                                "stop_date": null
                            },
                            "confidence": 100,
                            "estimate_inclusion": "HIGH",
                            "estimated_gross_annual": 73071.0,
                            "id": "cbtdzjvzbw5k-voi1",
                            "income_stream_months": 25,
                            "name": "rocket surgery",
                            "net_annual": 49419.21,
                            "net_monthly": [
                                {
                                    "month": "2024-07-01T06:00:00.000Z",
                                    "net": 1757.21
                                },
                                {
                                    "month": "2024-08-01T06:00:00.000Z",
                                    "net": 3449.44
                                },
                                {
                                    "month": "2024-09-01T06:00:00.000Z",
                                    "net": 3514.43
                                },
                                {
                                    "month": "2024-10-01T06:00:00.000Z",
                                    "net": 3544.43
                                },
                                {
                                    "month": "2024-11-01T06:00:00.000Z",
                                    "net": 3499.43
                                },
                                {
                                    "month": "2024-12-01T07:00:00.000Z",
                                    "net": 4053.53
                                },
                                {
                                    "month": "2025-01-01T07:00:00.000Z",
                                    "net": 3499.43
                                },
                                {
                                    "month": "2025-02-01T07:00:00.000Z",
                                    "net": 3514.43
                                },
                                {
                                    "month": "2025-03-01T07:00:00.000Z",
                                    "net": 3449.44
                                },
                                {
                                    "month": "2025-04-01T06:00:00.000Z",
                                    "net": 3499.43
                                },
                                {
                                    "month": "2025-05-01T06:00:00.000Z",
                                    "net": 3544.43
                                },
                                {
                                    "month": "2025-06-01T06:00:00.000Z",
                                    "net": 4053.53
                                },
                                {
                                    "month": "2025-07-01T06:00:00.000Z",
                                    "net": 3499.36
                                },
                                {
                                    "month": "2025-08-01T06:00:00.000Z",
                                    "net": 3344.44
                                },
                                {
                                    "month": "2025-09-01T06:00:00.000Z",
                                    "net": 8894.28
                                },
                                {
                                    "month": "2025-10-01T06:00:00.000Z",
                                    "net": 4012.37
                                },
                                {
                                    "month": "2025-11-01T06:00:00.000Z",
                                    "net": 4057.36
                                },
                                {
                                    "month": "2025-12-01T07:00:00.000Z",
                                    "net": 4012.37
                                },
                                {
                                    "month": "2026-01-01T07:00:00.000Z",
                                    "net": 4012.36
                                },
                                {
                                    "month": "2026-02-01T07:00:00.000Z",
                                    "net": 4032.44
                                },
                                {
                                    "month": "2026-03-01T07:00:00.000Z",
                                    "net": 3992.37
                                },
                                {
                                    "month": "2026-04-01T06:00:00.000Z",
                                    "net": 3558.45
                                },
                                {
                                    "month": "2026-05-01T06:00:00.000Z",
                                    "net": 3603.47
                                },
                                {
                                    "month": "2026-06-01T06:00:00.000Z",
                                    "net": 4112.56
                                },
                                {
                                    "month": "2026-07-01T06:00:00.000Z",
                                    "net": 1786.74
                                }
                            ],
                            "projected_gross_annual": 66349.0,
                            "projected_net_annual": 45030.81,
                            "status": "ACTIVE",
                            "transactions": [
                                {
                                    "id": 15418403076,
                                    "amount": 1786.74,
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}
PDFReport PDF
Image of Verification of Assets & Income (VOAI) banking report.
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                            "description": "INTEREST PAYMENT",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Interest Income"
                        },
                        {
                            "id": 15418006828,
                            "amount": 1757.22,
                            "posted_date": "2024-12-15T12:00:00.000Z",
                            "description": "ROCKET SURGERY PAYROLL",
                            "memo": "PPD ID: 1234567892",
                            "investment_transaction_type": null,
                            "normalized_payee": "Rocket Surgery",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006772,
                            "amount": 75.0,
                            "posted_date": "2024-12-15T12:00:00.000Z",
                            "description": "REMOTE ONLINE DEPOSIT #",
                            "memo": "1",
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006875,
                            "amount": 461.41,
                            "posted_date": "2024-12-12T12:00:00.000Z",
                            "description": "Mad Science Research PR PAYMENT",
                            "memo": "PPD ID: 1234567899",
                            "investment_transaction_type": null,
                            "normalized_payee": "Mad Science Research",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006955,
                            "amount": -400.0,
                            "posted_date": "2024-12-08T12:00:00.000Z",
                            "description": "Transfer to SAVINGS",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Transfer"
                        },
                        {
                            "id": 15418006769,
                            "amount": 2296.31,
                            "posted_date": "2024-12-01T12:00:00.000Z",
                            "description": "ROCKET SURGERY PAYROLL",
                            "memo": "PPD ID: 1234567892",
                            "investment_transaction_type": null,
                            "normalized_payee": "Rocket Surgery",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006820,
                            "amount": 920.61,
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                            "description": "SECRET AGENT STAFFING DIRECT DEP",
                            "memo": "PPD ID: 1234567895",
                            "investment_transaction_type": null,
                            "normalized_payee": "Secret Agent Staffing",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006856,
                            "amount": 0.02,
                            "posted_date": "2024-11-20T12:00:00.000Z",
                            "description": "INTEREST PAYMENT",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Interest Income"
                        },
                        {
                            "id": 15418006781,
                            "amount": 120.82,
                            "posted_date": "2024-11-17T12:00:00.000Z",
                            "description": "DEPOSIT ID NUMBER 123456",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006937,
                            "amount": 1757.22,
                            "posted_date": "2024-11-15T12:00:00.000Z",
                            "description": "ROCKET SURGERY PAYROLL",
                            "memo": "PPD ID: 1234567892",
                            "investment_transaction_type": null,
                            "normalized_payee": "Rocket Surgery",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006792,
                            "amount": 1198.73,
                            "posted_date": "2024-11-14T12:00:00.000Z",
                            "description": "SECRET AGENT STAFFING DIRECT DEP",
                            "memo": "PPD ID: 1234567895",
                            "investment_transaction_type": null,
                            "normalized_payee": "Secret Agent Staffing",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006936,
                            "amount": -250.0,
                            "posted_date": "2024-11-12T12:00:00.000Z",
                            "description": "Transfer to INVESTMENT",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "Investment",
                            "institution_transaction": "0000000000",
                            "category": "Investments"
                        },
                        {
                            "id": 15418006779,
                            "amount": 1742.21,
                            "posted_date": "2024-11-01T12:00:00.000Z",
                            "description": "ROCKET SURGERY PAYROLL",
                            "memo": "PPD ID: 1234567892",
                            "investment_transaction_type": null,
                            "normalized_payee": "Rocket Surgery",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006766,
                            "amount": 1159.97,
                            "posted_date": "2024-10-31T12:00:00.000Z",
                            "description": "SECRET AGENT STAFFING DIRECT DEP",
                            "memo": "PPD ID: 1234567895",
                            "investment_transaction_type": null,
                            "normalized_payee": "Secret Agent Staffing",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006894,
                            "amount": 0.03,
                            "posted_date": "2024-10-20T12:00:00.000Z",
                            "description": "INTEREST PAYMENT",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Interest Income"
                        },
                        {
                            "id": 15418006843,
                            "amount": 1318.07,
                            "posted_date": "2024-10-17T12:00:00.000Z",
                            "description": "SECRET AGENT STAFFING DIRECT DEP",
                            "memo": "PPD ID: 1234567895",
                            "investment_transaction_type": null,
                            "normalized_payee": "Secret Agent Staffing",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006961,
                            "amount": 1802.22,
                            "posted_date": "2024-10-15T12:00:00.000Z",
                            "description": "ROCKET SURGERY PAYROLL",
                            "memo": "PPD ID: 1234567892",
                            "investment_transaction_type": null,
                            "normalized_payee": "Rocket Surgery",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006971,
                            "amount": -400.0,
                            "posted_date": "2024-10-08T12:00:00.000Z",
                            "description": "Transfer to SAVINGS",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Transfer"
                        },
                        {
                            "id": 15418006797,
                            "amount": 43.7,
                            "posted_date": "2024-10-07T12:00:00.000Z",
                            "description": "HEALTH CARE ABC CLAIM",
                            "memo": "PPD ID: 1234567891",
                            "investment_transaction_type": null,
                            "normalized_payee": "Health Care Abc",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006957,
                            "amount": 3000.0,
                            "posted_date": "2024-10-03T12:00:00.000Z",
                            "description": "DEPOSIT ID NUMBER 123457",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006870,
                            "amount": 1307.21,
                            "posted_date": "2024-10-03T12:00:00.000Z",
                            "description": "SECRET AGENT STAFFING DIRECT DEP",
                            "memo": "PPD ID: 1234567895",
                            "investment_transaction_type": null,
                            "normalized_payee": "Secret Agent Staffing",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006904,
                            "amount": 1742.21,
                            "posted_date": "2024-10-01T12:00:00.000Z",
                            "description": "ROCKET SURGERY PAYROLL",
                            "memo": "PPD ID: 1234567892",
                            "investment_transaction_type": null,
                            "normalized_payee": "Rocket Surgery",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006954,
                            "amount": 1376.72,
                            "posted_date": "2024-09-19T12:00:00.000Z",
                            "description": "SECRET AGENT STAFFING DIRECT DEP",
                            "memo": "PPD ID: 1234567895",
                            "investment_transaction_type": null,
                            "normalized_payee": "Secret Agent Staffing",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006967,
                            "amount": 0.07,
                            "posted_date": "2024-09-18T12:00:00.000Z",
                            "description": "INTEREST PAYMENT",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Interest Income"
                        },
                        {
                            "id": 15418006899,
                            "amount": 2358.17,
                            "posted_date": "2024-09-17T12:00:00.000Z",
                            "description": "ATM CHECK DEPOSIT mm/dd 333 S LS",
                            "memo": "OADWAY AVE OKLAHOMA CITY OK",
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Cash & ATM"
                        },
                        {
                            "id": 15418006789,
                            "amount": 1757.22,
                            "posted_date": "2024-09-15T12:00:00.000Z",
                            "description": "ROCKET SURGERY PAYROLL",
                            "memo": "PPD ID: 1234567892",
                            "investment_transaction_type": null,
                            "normalized_payee": "Rocket Surgery",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006909,
                            "amount": -250.0,
                            "posted_date": "2024-09-12T12:00:00.000Z",
                            "description": "Transfer to INVESTMENT",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "Investment",
                            "institution_transaction": "0000000000",
                            "category": "Investments"
                        },
                        {
                            "id": 15418006972,
                            "amount": 295.83,
                            "posted_date": "2024-09-11T12:00:00.000Z",
                            "description": "VERIDIANDYNAMICS PAYROLL",
                            "memo": "PPD ID: 1234567898",
                            "investment_transaction_type": null,
                            "normalized_payee": "Veridiandynamics",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006926,
                            "amount": 163.59,
                            "posted_date": "2024-09-08T12:00:00.000Z",
                            "description": "HEALTH CARE ABC CLAIM",
                            "memo": "PPD ID: 1234567891",
                            "investment_transaction_type": null,
                            "normalized_payee": "Health Care Abc",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006984,
                            "amount": 1252.06,
                            "posted_date": "2024-09-05T12:00:00.000Z",
                            "description": "SECRET AGENT STAFFING DIRECT DEP",
                            "memo": "PPD ID: 1234567895",
                            "investment_transaction_type": null,
                            "normalized_payee": "Secret Agent Staffing",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006956,
                            "amount": 46.8,
                            "posted_date": "2024-09-03T12:00:00.000Z",
                            "description": "HEALTH CARE ABC CLAIM",
                            "memo": "PPD ID: 1234567891",
                            "investment_transaction_type": null,
                            "normalized_payee": "Health Care Abc",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006823,
                            "amount": 0.22,
                            "posted_date": "2024-09-03T12:00:00.000Z",
                            "description": "REMOTE ONLINE DEPOSIT #",
                            "memo": "1",
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006962,
                            "amount": 1757.21,
                            "posted_date": "2024-09-01T12:00:00.000Z",
                            "description": "ROCKET SURGERY PAYROLL",
                            "memo": "PPD ID: 1234567892",
                            "investment_transaction_type": null,
                            "normalized_payee": "Rocket Surgery",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006986,
                            "amount": 200.31,
                            "posted_date": "2024-08-29T12:00:00.000Z",
                            "description": "HEALTH CARE ABC CLAIM",
                            "memo": "PPD ID: 1234567891",
                            "investment_transaction_type": null,
                            "normalized_payee": "Health Care Abc",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006895,
                            "amount": 1316.43,
                            "posted_date": "2024-08-22T12:00:00.000Z",
                            "description": "SECRET AGENT STAFFING DIRECT DEP",
                            "memo": "PPD ID: 1234567895",
                            "investment_transaction_type": null,
                            "normalized_payee": "Secret Agent Staffing",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006785,
                            "amount": 0.05,
                            "posted_date": "2024-08-19T12:00:00.000Z",
                            "description": "INTEREST PAYMENT",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Interest Income"
                        },
                        {
                            "id": 15418006978,
                            "amount": 444.6,
                            "posted_date": "2024-08-18T12:00:00.000Z",
                            "description": "REMOTE ONLINE DEPOSIT #",
                            "memo": "1",
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006825,
                            "amount": 388.5,
                            "posted_date": "2024-08-18T12:00:00.000Z",
                            "description": "EXSPENSOR EXPENSE",
                            "memo": "PPD ID: 1234567890",
                            "investment_transaction_type": null,
                            "normalized_payee": "Exspensor Expense",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006892,
                            "amount": 1742.22,
                            "posted_date": "2024-08-15T12:00:00.000Z",
                            "description": "ROCKET SURGERY PAYROLL",
                            "memo": "PPD ID: 1234567892",
                            "investment_transaction_type": null,
                            "normalized_payee": "Rocket Surgery",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006780,
                            "amount": 95.77,
                            "posted_date": "2024-08-12T12:00:00.000Z",
                            "description": "HEALTH CARE ABC CLAIM",
                            "memo": "PPD ID: 1234567891",
                            "investment_transaction_type": null,
                            "normalized_payee": "Health Care Abc",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006925,
                            "amount": 1210.42,
                            "posted_date": "2024-08-08T12:00:00.000Z",
                            "description": "SECRET AGENT STAFFING DIRECT DEP",
                            "memo": "PPD ID: 1234567895",
                            "investment_transaction_type": null,
                            "normalized_payee": "Secret Agent Staffing",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006920,
                            "amount": -400.0,
                            "posted_date": "2024-08-08T12:00:00.000Z",
                            "description": "Transfer to SAVINGS",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Transfer"
                        },
                        {
                            "id": 15418006767,
                            "amount": 84.6,
                            "posted_date": "2024-08-05T12:00:00.000Z",
                            "description": "REMOTE ONLINE DEPOSIT #",
                            "memo": "1",
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006835,
                            "amount": 1707.22,
                            "posted_date": "2024-08-01T12:00:00.000Z",
                            "description": "ROCKET SURGERY PAYROLL",
                            "memo": "PPD ID: 1234567892",
                            "investment_transaction_type": null,
                            "normalized_payee": "Rocket Surgery",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006863,
                            "amount": 1237.77,
                            "posted_date": "2024-07-25T12:00:00.000Z",
                            "description": "SECRET AGENT STAFFING DIRECT DEP",
                            "memo": "PPD ID: 1234567895",
                            "investment_transaction_type": null,
                            "normalized_payee": "Secret Agent Staffing",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006811,
                            "amount": 418.6,
                            "posted_date": "2024-07-25T12:00:00.000Z",
                            "description": "HEALTH CARE ABC CLAIM",
                            "memo": "PPD ID: 1234567891",
                            "investment_transaction_type": null,
                            "normalized_payee": "Health Care Abc",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006840,
                            "amount": 64.2,
                            "posted_date": "2024-07-22T12:00:00.000Z",
                            "description": "HEALTH CARE ABC CLAIM",
                            "memo": "PPD ID: 1234567891",
                            "investment_transaction_type": null,
                            "normalized_payee": "Health Care Abc",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006890,
                            "amount": 1045.09,
                            "posted_date": "2024-07-21T12:00:00.000Z",
                            "description": "REMOTE ONLINE DEPOSIT #",
                            "memo": "1",
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006869,
                            "amount": 25.0,
                            "posted_date": "2024-07-21T12:00:00.000Z",
                            "description": "HEALTH CARE ABC CLAIM",
                            "memo": "PPD ID: 1234567891",
                            "investment_transaction_type": null,
                            "normalized_payee": "Health Care Abc",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006815,
                            "amount": 0.01,
                            "posted_date": "2024-07-18T12:00:00.000Z",
                            "description": "INTEREST PAYMENT",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "No Entity Found",
                            "institution_transaction": "0000000000",
                            "category": "Interest Income"
                        },
                        {
                            "id": 15418006941,
                            "amount": 304.87,
                            "posted_date": "2024-07-17T12:00:00.000Z",
                            "description": "VERIDIANDYNAMICS PAYROLL",
                            "memo": "PPD ID: 1234567898",
                            "investment_transaction_type": null,
                            "normalized_payee": "Veridiandynamics",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006854,
                            "amount": 1757.21,
                            "posted_date": "2024-07-15T12:00:00.000Z",
                            "description": "ROCKET SURGERY PAYROLL",
                            "memo": "PPD ID: 1234567892",
                            "investment_transaction_type": null,
                            "normalized_payee": "Rocket Surgery",
                            "institution_transaction": "0000000000",
                            "category": "Paycheck"
                        },
                        {
                            "id": 15418006852,
                            "amount": -250.0,
                            "posted_date": "2024-07-12T12:00:00.000Z",
                            "description": "Transfer to INVESTMENT",
                            "memo": null,
                            "investment_transaction_type": null,
                            "normalized_payee": "Investment",
                            "institution_transaction": "0000000000",
                            "category": "Investments"
                        },
                        {
                            "id": 15418006991,
                            "amount": 304.04,
                            "posted_date": "2024-07-11T12:00:00.000Z",
                            "description": "EXSPENSOR EXPENSE",
                            "memo": "PPD ID: 1234567890",
                            "investment_transaction_type": null,
                            "normalized_payee": "Exspensor Expense",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        },
                        {
                            "id": 15418006847,
                            "amount": 0.01,
                            "posted_date": "2024-07-08T12:00:00.000Z",
                            "description": "EXSPENSOR ACCT CONF",
                            "memo": "PPD ID: 1234567890",
                            "investment_transaction_type": null,
                            "normalized_payee": "Exspensor Acct",
                            "institution_transaction": "0000000000",
                            "category": "Deposit"
                        }
                    ],
                    "type": "checking"
                }
            ],
            "id": 102168,
            "name": "FinBank Profiles - B",
            "url_home_app": "http://www.finicity.com"
        }
    ],
    "request_id": "3w6ecw0ive",
    "requester_name": "Argyle Systems",
    "seasoned": true,
    "start_date": "2024-07-08T15:30:43.000Z",
    "title": "Mastercard Open Banking Verification of Assets and Income - Transactions"
}

The report object

Report object.

id
string<uuid>

Unique ID of the report object.

user
string<uuid>

ID of the user associated with the report.

reference_id
string<uuid>
deprecated

Report PDF identifier.

generated_at
string<date-time>
deprecated

Timestamp (ISO 8601) when the report was requested.

created_at
string<date-time>

Timestamp (ISO 8601) when the report was requested.

type
enum<string>

The type of report.

  • voa - Verification of Assets
  • voi - Verification of Income
  • voai - Verification of Assets and Income
Available options:
voa,
voi,
voai
status
enum<string>

Progress of report generation.

  • generating - The report is being generated.
  • generated - The report is ready to download.
Available options:
generating,
generated
file_url
string

Download link to the report PDF. Requires Argyle authentication headers.

json_url
string

Download link to the report in JSON. Requires Argyle authentication headers.

accounts
object[]

Not used in banking reports.

last_synced_at
string<date-time> | null

Not used in banking reports.

external_id
string | null

The external_id of the user, otherwise null.

source
string

The source of the report data.

metadata
object

Additional info.