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Example reports:
PDFReport PDF
Image of Verification of Assets (VOA) banking report.
{
  "id": "m22kz9tzmz3t",
  "type": "voa",
  "constraints": {
    "accounts": null,
    "from_date": null,
    "report_custom_fields": null,
    "show_nsf": null
  },
  "status": "success",
  "assets": {
    "type": null,
    "available_balance": 18349.6,
    "current_balance": 22327.3,
    "two_month_average": 21995.27,
    "six_month_average": null,
    "beginning_balance": 20942.02
  },
  "consolidated_available_balance": 18349.6,
  "consumer": "eed152a28a1ecd78c0ff401de123faf3",
  "consumer_ssn": "6789",
  "created_date": "2025-06-10T18:57:22.000Z",
  "user": "01975b33-16d0-2c9b-8cd1-85e58e80248c",
  "customer_type": "testing",
  "days": 61,
  "dispute_statement": null,
  "end_date": "2025-06-10T18:57:22.000Z",
  "end_user": null,
  "institutions": [
    {
      "accounts": [
        {
          "aggregation_status_code": 0,
          "asset": {
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            "two_month_average": 21995.27,
            "six_month_average": null,
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          },
          "available_balance": null,
          "average_monthly_balance": 21978.28,
          "balance": 22327.3,
          "balance_date": "2025-06-10T18:57:25.000Z",
          "details": {
            "interest_margin_balance": null,
            "available_cash_balance": null,
            "vested_balance": null,
            "current_loan_balance": null,
            "available_balance_amount": 18349.6,
            "margin_balance": null,
            "current_balance": null
          },
          "id": 8057635035,
          "income_streams": null,
          "name": "Savings",
          "number": "2222",
          "owner_address": "123 FAKE STREET OGDEN, UT 84401",
          "owner_name": "HOMER LOANSEEKER",
          "position": null,
          "tot_number_days_since_most_recent_insufficient_funds_fee_debit_tx_account": 0,
          "tot_number_insufficient_funds_fee_debit_tx_account": 0,
          "tot_number_insufficient_funds_fee_debit_tx_over2_months_account": null,
          "transactions": [
            {
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              "posted_date": "2025-05-19T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686184,
              "amount": 203.82,
              "posted_date": "2025-05-14T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
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              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
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              "amount": -100,
              "posted_date": "2025-05-13T12:00:00.000Z",
              "description": "Home Banking Transfer Withdrawal",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer withdrawal",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
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              "amount": -250,
              "posted_date": "2025-05-13T12:00:00.000Z",
              "description": "Home Banking Transfer Withdrawal",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer withdrawal",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
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              "amount": 107.81,
              "posted_date": "2025-05-08T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
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              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
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            {
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              "posted_date": "2025-04-30T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
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              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
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              "amount": -145,
              "posted_date": "2025-04-29T12:00:00.000Z",
              "description": "Home Banking Transfer Withdrawal",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer withdrawal",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686102,
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              "posted_date": "2025-04-24T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
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              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
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              "amount": 100,
              "posted_date": "2025-04-24T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686115,
              "amount": 22.81,
              "posted_date": "2025-04-17T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686079,
              "amount": 500.23,
              "posted_date": "2025-04-15T12:00:00.000Z",
              "description": "Home Banking Transfer Deposit: F",
              "memo": null,
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              "normalized_payee": "home banking transfer deposit",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            },
            {
              "id": 28483686111,
              "amount": 400,
              "posted_date": "2025-04-14T12:00:00.000Z",
              "description": "Transfer to SAVINGS",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "transfer",
              "institution_transaction": "0000000000",
              "category": "Transfer",
              "best_representation": null
            }
          ],
          "type": "savings"
        }
      ],
      "id": 102168,
      "name": "FinBank Profiles - B",
      "url_home_app": "http://www.finicity.com"
    }
  ],
  "portfolio": "1au39wv4bn23-1-port",
  "request_id": "zpe49xbhyd",
  "requester_name": "Argyle Systems",
  "seasoned": false,
  "start_date": "2025-04-10T18:57:22.000Z",
  "title": "Mastercard Open Banking Verification of Assets"
}
PDFReport PDF
Image of Verification of Income (VOI) banking report.
{
  "id": "2g08mridxxz3-voi",
  "type": "voi",
  "constraints": {
    "accounts": null,
    "from_date": null,
    "report_custom_fields": null,
    "show_nsf": null
  },
  "status": "success",
  "consumer": "c06f2a726fd40eb25ec1006068b13389",
  "consumer_ssn": "6789",
  "created_date": "2025-06-10T19:06:58.000Z",
  "user": "01975b3b-5ba6-3ec1-2148-f595b6d92614",
  "customer_type": "testing",
  "days": 731,
  "dispute_statement": null,
  "end_date": "2025-06-10T19:06:58.000Z",
  "end_user": null,
  "portfolio": "v5phhxzazk7g-1-port",
  "request_id": "wipu6ddtt9",
  "requester_name": "Argyle Systems",
  "seasoned": true,
  "start_date": "2023-06-10T19:06:58.000Z",
  "title": "Mastercard Open Banking Verification of Income",
  "income": [
    {
      "confidence_type": "HIGH",
      "income_estimate": {
        "estimated_gross_annual": 110503,
        "net_annual": 83084.69,
        "projected_gross_annual": 98254,
        "projected_net_annual": 73875.28
      },
      "net_monthly": [
        {
          "month": "2023-06-01T06:00:00.000Z",
          "net": 2901.69
        },
        {
          "month": "2023-07-01T06:00:00.000Z",
          "net": 5650.03
        },
        {
          "month": "2023-08-01T06:00:00.000Z",
          "net": 3978.64
        },
        {
          "month": "2023-09-01T06:00:00.000Z",
          "net": 5872.82
        },
        {
          "month": "2023-10-01T06:00:00.000Z",
          "net": 6544.43
        },
        {
          "month": "2023-11-01T06:00:00.000Z",
          "net": 3620.25
        },
        {
          "month": "2023-12-01T07:00:00.000Z",
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        },
        {
          "month": "2024-01-01T07:00:00.000Z",
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        {
          "month": "2024-02-01T07:00:00.000Z",
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        },
        {
          "month": "2024-03-01T07:00:00.000Z",
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        },
        {
          "month": "2024-04-01T06:00:00.000Z",
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        {
          "month": "2024-05-01T06:00:00.000Z",
          "net": 6544.43
        },
        {
          "month": "2024-06-01T06:00:00.000Z",
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        },
        {
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          "net": 5271.53
        },
        {
          "month": "2024-08-01T06:00:00.000Z",
          "net": 5743.67
        },
        {
          "month": "2024-09-01T06:00:00.000Z",
          "net": 11304.74
        },
        {
          "month": "2024-10-01T06:00:00.000Z",
          "net": 11373
        },
        {
          "month": "2024-11-01T06:00:00.000Z",
          "net": 6339.68
        },
        {
          "month": "2024-12-01T07:00:00.000Z",
          "net": 8156.93
        },
        {
          "month": "2025-01-01T07:00:00.000Z",
          "net": 6472.38
        },
        {
          "month": "2025-02-01T07:00:00.000Z",
          "net": 5954.44
        },
        {
          "month": "2025-03-01T07:00:00.000Z",
          "net": 9636.68
        },
        {
          "month": "2025-04-01T06:00:00.000Z",
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        },
        {
          "month": "2025-05-01T06:00:00.000Z",
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        }
      ]
    },
    {
      "confidence_type": "MODERATE",
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        },
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        {
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        {
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        {
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        {
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        {
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        }
      ]
    },
    {
      "confidence_type": "LOW",
      "income_estimate": {
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      },
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        },
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        },
        {
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        },
        {
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        },
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        },
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        },
        {
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        },
        {
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        },
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        },
        {
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        },
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        },
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        {
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        },
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        {
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        },
        {
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        },
        {
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        },
        {
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        {
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      ]
    }
  ],
  "institutions": [
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              },
              "confidence": 25,
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              "estimated_gross_annual": 14000,
              "id": "2g08mridxxz3-voi1",
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              "name": "jaberwocky credit jaberwocky ppd id",
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                },
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              ],
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                },
                {
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                },
                {
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                  "description": "JABERWOCKY CREDIT N.A. JABERWOCKY",
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                },
                {
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                  "description": "JABERWOCKY CREDIT N.A. JABERWOCKY",
                  "memo": "PPD ID: 1234567893",
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                  "category": "Deposit",
                  "best_representation": null
                },
                {
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                  "posted_date": "2024-11-22T12:00:00.000Z",
                  "description": "JABERWOCKY CREDIT N.A. JABERWOCKY",
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                  "category": "Deposit",
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                }
              ]
            },
            {
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                "start_date": "2023-07-03T12:00:00.000Z",
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              },
              "confidence": 0,
              "estimate_inclusion": "LOW",
              "estimated_gross_annual": 400,
              "id": "2g08mridxxz3-voi2",
              "income_stream_months": 24,
              "name": "redemption",
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              "net_monthly": [
                {
                  "month": "2023-07-01T06:00:00.000Z",
                  "net": 119.17
                },
                {
                  "month": "2024-02-01T07:00:00.000Z",
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                },
                {
                  "month": "2024-10-01T06:00:00.000Z",
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                },
                {
                  "month": "2025-06-01T06:00:00.000Z",
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                }
              ],
              "projected_gross_annual": 0,
              "projected_net_annual": 0,
              "status": "ACTIVE",
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PDFReport PDF
Image of Verification of Assets & Income (VOAI) banking report.
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                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
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                  "posted_date": "2024-04-05T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445240,
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                  "posted_date": "2024-03-22T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445268,
                  "amount": 1210.42,
                  "posted_date": "2024-03-07T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445202,
                  "amount": 1237.77,
                  "posted_date": "2024-02-25T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445173,
                  "amount": 920.61,
                  "posted_date": "2023-11-28T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445143,
                  "amount": 1198.73,
                  "posted_date": "2023-11-14T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445115,
                  "amount": 1159.97,
                  "posted_date": "2023-10-31T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445195,
                  "amount": 1318.07,
                  "posted_date": "2023-10-17T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445087,
                  "amount": 1307.21,
                  "posted_date": "2023-10-03T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445307,
                  "amount": 1376.72,
                  "posted_date": "2023-09-19T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445099,
                  "amount": 1252.06,
                  "posted_date": "2023-09-05T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445248,
                  "amount": 1316.43,
                  "posted_date": "2023-08-22T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445277,
                  "amount": 1210.42,
                  "posted_date": "2023-08-08T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445218,
                  "amount": 1237.77,
                  "posted_date": "2023-07-25T12:00:00.000Z",
                  "description": "SECRET AGENT STAFFING DIRECT DEP",
                  "normalized_payee": "Secret Agent Staffing",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                }
              ]
            },
            {
              "id": "tqv5hve3rm6v7",
              "name": "veridiandynamics payroll ppd id",
              "status": "INACTIVE",
              "estimate_inclusion": "HIGH",
              "confidence": 100,
              "cadence": {
                "start_date": "2023-06-19T12:00:00.000Z",
                "stop_date": "2024-04-11T12:00:00.000Z",
                "days": 59
              },
              "net_monthly": [
                {
                  "month": "2023-06-01T06:00:00.000Z",
                  "net": 212.39
                },
                {
                  "month": "2023-07-01T06:00:00.000Z",
                  "net": 304.87
                },
                {
                  "month": "2023-09-01T06:00:00.000Z",
                  "net": 295.83
                },
                {
                  "month": "2024-01-01T07:00:00.000Z",
                  "net": 212.39
                },
                {
                  "month": "2024-02-01T07:00:00.000Z",
                  "net": 304.87
                },
                {
                  "month": "2024-04-01T06:00:00.000Z",
                  "net": 295.83
                }
              ],
              "net_annual": 0,
              "projected_net_annual": 0,
              "estimated_gross_annual": 0,
              "projected_gross_annual": 0,
              "average_monthly_income_net": 0,
              "income_stream_months": 11,
              "transactions": [
                {
                  "id": 28484445264,
                  "amount": 295.83,
                  "posted_date": "2024-04-11T12:00:00.000Z",
                  "description": "VERIDIANDYNAMICS PAYROLL",
                  "normalized_payee": "veridiandynamics payroll ppd id",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445232,
                  "amount": 304.87,
                  "posted_date": "2024-02-17T12:00:00.000Z",
                  "description": "VERIDIANDYNAMICS PAYROLL",
                  "normalized_payee": "veridiandynamics payroll ppd id",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445203,
                  "amount": 212.39,
                  "posted_date": "2024-01-19T12:00:00.000Z",
                  "description": "VERIDIANDYNAMICS PAYROLL",
                  "normalized_payee": "veridiandynamics payroll ppd id",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445114,
                  "amount": 295.83,
                  "posted_date": "2023-09-11T12:00:00.000Z",
                  "description": "VERIDIANDYNAMICS PAYROLL",
                  "normalized_payee": "veridiandynamics payroll ppd id",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445088,
                  "amount": 304.87,
                  "posted_date": "2023-07-17T12:00:00.000Z",
                  "description": "VERIDIANDYNAMICS PAYROLL",
                  "normalized_payee": "veridiandynamics payroll ppd id",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                },
                {
                  "id": 28484445295,
                  "amount": 212.39,
                  "posted_date": "2023-06-19T12:00:00.000Z",
                  "description": "VERIDIANDYNAMICS PAYROLL",
                  "normalized_payee": "veridiandynamics payroll ppd id",
                  "institution_transaction": "0000000000",
                  "category": "Paycheck"
                }
              ]
            },
            {
              "id": "tqv5hve3rm6v8",
              "name": "exspensor",
              "status": "INACTIVE",
              "estimate_inclusion": "LOW",
              "confidence": 25,
              "cadence": {
                "start_date": "2023-07-08T12:00:00.000Z",
                "stop_date": "2024-03-17T12:00:00.000Z",
                "days": 51
              },
              "net_monthly": [
                {
                  "month": "2023-07-01T06:00:00.000Z",
                  "net": 304.05
                },
                {
                  "month": "2023-08-01T06:00:00.000Z",
                  "net": 388.5
                },
                {
                  "month": "2024-02-01T07:00:00.000Z",
                  "net": 304.05
                },
                {
                  "month": "2024-03-01T07:00:00.000Z",
                  "net": 388.5
                }
              ],
              "net_annual": 0,
              "projected_net_annual": 0,
              "estimated_gross_annual": 0,
              "projected_gross_annual": 0,
              "average_monthly_income_net": 0,
              "income_stream_months": 9,
              "transactions": [
                {
                  "id": 28484445314,
                  "amount": 388.5,
                  "posted_date": "2024-03-17T12:00:00.000Z",
                  "description": "EXSPENSOR EXPENSE",
                  "normalized_payee": "Exspensor",
                  "institution_transaction": "0000000000",
                  "category": "Deposit"
                },
                {
                  "id": 28484445109,
                  "amount": 304.04,
                  "posted_date": "2024-02-11T12:00:00.000Z",
                  "description": "EXSPENSOR EXPENSE",
                  "normalized_payee": "Exspensor",
                  "institution_transaction": "0000000000",
                  "category": "Deposit"
                },
                {
                  "id": 28484445170,
                  "amount": 0.01,
                  "posted_date": "2024-02-08T12:00:00.000Z",
                  "description": "EXSPENSOR ACCT CONF",
                  "normalized_payee": "Exspensor",
                  "institution_transaction": "0000000000",
                  "category": "Deposit"
                },
                {
                  "id": 28484445120,
                  "amount": 388.5,
                  "posted_date": "2023-08-18T12:00:00.000Z",
                  "description": "EXSPENSOR EXPENSE",
                  "normalized_payee": "Exspensor",
                  "institution_transaction": "0000000000",
                  "category": "Deposit"
                },
                {
                  "id": 28484445148,
                  "amount": 304.04,
                  "posted_date": "2023-07-11T12:00:00.000Z",
                  "description": "EXSPENSOR EXPENSE",
                  "normalized_payee": "Exspensor",
                  "institution_transaction": "0000000000",
                  "category": "Deposit"
                },
                {
                  "id": 28484445140,
                  "amount": 0.01,
                  "posted_date": "2023-07-08T12:00:00.000Z",
                  "description": "EXSPENSOR ACCT CONF",
                  "normalized_payee": "Exspensor",
                  "institution_transaction": "0000000000",
                  "category": "Deposit"
                }
              ]
            }
          ],
          "name": "Checking",
          "number": "1104",
          "owner_address": "APT C 5600 S SPRINGFIELD SPRINGFIELD, VA 22162-1058",
          "owner_name": "SUZI BUILDER",
          "position": null,
          "tot_number_days_since_most_recent_insufficient_funds_fee_debit_tx_account": 0,
          "tot_number_insufficient_funds_fee_debit_tx_account": 0,
          "transactions": [
            {
              "id": 28484445126,
              "amount": 4000,
              "posted_date": "2025-06-05T12:00:00.000Z",
              "description": "JABERWOCKY CREDIT N.A. JABERWOCKY",
              "memo": "PPD ID: 1234567893",
              "investment_transaction_type": null,
              "normalized_payee": "jaberwocky credit jaberwocky ppd id",
              "institution_transaction": "0000000000",
              "category": "Deposit"
            },
            {
              "id": 28484445135,
              "amount": 147.26,
              "posted_date": "2025-06-04T12:00:00.000Z",
              "description": "Cash Redemption",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "Redemption",
              "institution_transaction": "0000000000",
              "category": "Income"
            },
            {
              "id": 28484445270,
              "amount": 1786.73,
              "posted_date": "2025-06-01T12:00:00.000Z",
              "description": "ROCKET SURGERY PAYROLL",
              "memo": "PPD ID: 1234567892",
              "investment_transaction_type": null,
              "normalized_payee": "Rocket Surgery",
              "institution_transaction": "0000000000",
              "category": "Paycheck"
            },
            {
              "id": 28484445200,
              "amount": 768.42,
              "posted_date": "2025-05-30T12:00:00.000Z",
              "description": "Mad Science Research PR PAYMENT",
              "memo": "PPD ID: 1234567899",
              "investment_transaction_type": null,
              "normalized_payee": "Mad Science Research",
              "institution_transaction": "0000000000",
              "category": "Paycheck"
            },
            {
              "id": 28484445223,
              "amount": 0.04,
              "posted_date": "2025-05-20T12:00:00.000Z",
              "description": "INTEREST PAYMENT",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "interest payment",
              "institution_transaction": "0000000000",
              "category": "Interest Income"
            },
            {
              "id": 28484445180,
              "amount": 619.49,
              "posted_date": "2025-05-16T12:00:00.000Z",
              "description": "Mad Science Research PR PAYMENT",
              "memo": "PPD ID: 1234567899",
              "investment_transaction_type": null,
              "normalized_payee": "Mad Science Research",
              "institution_transaction": "0000000000",
              "category": "Paycheck"
            },
            {
              "id": 28484445201,
              "amount": 1816.73,
              "posted_date": "2025-05-15T12:00:00.000Z",
              "description": "ROCKET SURGERY PAYROLL",
              "memo": "PPD ID: 1234567892",
              "investment_transaction_type": null,
              "normalized_payee": "Rocket Surgery",
              "institution_transaction": "0000000000",
              "category": "Paycheck"
            },
            {
              "id": 28484445181,
              "amount": 2000,
              "posted_date": "2025-05-14T12:00:00.000Z",
              "description": "JABERWOCKY CREDIT N.A. JABERWOCKY",
              "memo": "PPD ID: 1234567893",
              "investment_transaction_type": null,
              "normalized_payee": "jaberwocky credit jaberwocky ppd id",
              "institution_transaction": "0000000000",
              "category": "Deposit"
            },
            {
              "id": 28484445152,
              "amount": 2316,
              "posted_date": "2025-05-14T12:00:00.000Z",
              "description": "JABERWOCKY CREDIT N.A. JABERWOCKY",
              "memo": "PPD ID: 1234567893",
              "investment_transaction_type": null,
              "normalized_payee": "jaberwocky credit jaberwocky ppd id",
              "institution_transaction": "0000000000",
              "category": "Deposit"
            },
            {
              "id": 28484445254,
              "amount": 197.99,
              "posted_date": "2025-05-13T12:00:00.000Z",
              "description": "MOOLAH TRANSFER",
              "memo": "PPD ID: SOMECOMPANY007",
              "investment_transaction_type": null,
              "normalized_payee": "Moolah",
              "institution_transaction": "0000000000",
              "category": "Transfer"
            },
            {
              "id": 28484445162,
              "amount": 42.24,
              "posted_date": "2025-05-13T12:00:00.000Z",
              "description": "REMOTE ONLINE DEPOSIT #",
              "memo": "1",
              "investment_transaction_type": null,
              "normalized_payee": "Remote Online",
              "institution_transaction": "0000000000",
              "category": "Deposit"
            },
            {
              "id": 28484445220,
              "amount": 25,
              "posted_date": "2025-05-09T12:00:00.000Z",
              "description": "REMOTE ONLINE DEPOSIT #",
              "memo": "1",
              "investment_transaction_type": null,
              "normalized_payee": "Remote Online",
              "institution_transaction": "0000000000",
              "category": "Deposit"
            },
            {
              "id": 28484445188,
              "amount": 266.68,
              "posted_date": "2025-05-09T12:00:00.000Z",
              "description": "REMOTE ONLINE DEPOSIT #",
              "memo": "1",
              "investment_transaction_type": null,
              "normalized_payee": "Remote Online",
              "institution_transaction": "0000000000",
              "category": "Deposit"
            },
            {
              "id": 28484445141,
              "amount": -1055.69,
              "posted_date": "2025-05-05T12:00:00.000Z",
              "description": "MORTGAGE PAYMENT",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "Mortgage",
              "institution_transaction": "0000000000",
              "category": "Mortgage & Rent"
            },
            {
              "id": 28484445155,
              "amount": 619.5,
              "posted_date": "2025-05-02T12:00:00.000Z",
              "description": "Mad Science Research PR PAYMENT",
              "memo": "PPD ID: 1234567899",
              "investment_transaction_type": null,
              "normalized_payee": "Mad Science Research",
              "institution_transaction": "0000000000",
              "category": "Paycheck"
            },
            {
              "id": 28484445284,
              "amount": 1786.74,
              "posted_date": "2025-05-01T12:00:00.000Z",
              "description": "ROCKET SURGERY PAYROLL",
              "memo": "PPD ID: 1234567892",
              "investment_transaction_type": null,
              "normalized_payee": "Rocket Surgery",
              "institution_transaction": "0000000000",
              "category": "Paycheck"
            },
            {
              "id": 28484445116,
              "amount": -120,
              "posted_date": "2025-04-25T12:00:00.000Z",
              "description": "LOC Payment",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "Loc",
              "institution_transaction": "0000000000",
              "category": "Financial"
            },
            {
              "id": 28484445110,
              "amount": 20,
              "posted_date": "2025-04-25T12:00:00.000Z",
              "description": "REMOTE ONLINE DEPOSIT #",
              "memo": "1",
              "investment_transaction_type": null,
              "normalized_payee": "Remote Online",
              "institution_transaction": "0000000000",
              "category": "Deposit"
            },
            {
              "id": 28484445262,
              "amount": 0.05,
              "posted_date": "2025-04-18T12:00:00.000Z",
              "description": "INTEREST PAYMENT",
              "memo": null,
              "investment_transaction_type": null,
              "normalized_payee": "interest payment",
              "institution_transaction": "0000000000",
              "category": "Interest Income"
            },
            {
              "id": 28484445237,
              "amount": 619.5,
              "posted_date": "2025-04-18T12:00:00.000Z",
              "description": "Mad Science Research PR PAYMENT",
              "memo": "PPD ID: 1234567899",
              "investment_transaction_type": null,
              "normalized_payee": "Mad Science Research",
              "institution_transaction": "0000000000",
              "category": "Paycheck"
            },
            {
              "id": 28484445228,
              "amount": 1771.72,
              "posted_date": "2025-04-15T12:00:00.000Z",
              "description": "ROCKET SURGERY PAYROLL",
              "memo": "PPD ID: 1234567892",
              "investment_transaction_type": null,
              "normalized_payee": "Rocket Surgery",
              "institution_transaction": "0000000000",
              "category": "Paycheck"
            }
          ],
          "type": "checking"
        }
      ],
      "id": 102168,
      "name": "FinBank Profiles - B",
      "url_home_app": "http://www.finicity.com"
    }
  ],
  "portfolio": "v5phhxzazk7g-2-port",
  "request_id": "5kuqu4v1xq",
  "requester_name": "Argyle Systems",
  "seasoned": false,
  "start_date": "2025-04-10T19:22:06.000Z",
  "title": "Mastercard Open Banking Verification of Assets and Income - Transactions"
}

The report object

Report object.

id
string<uuid>

Unique ID of the report object.

user
string<uuid>

ID of the user associated with the report.

reference_id
string<uuid>
deprecated

Report PDF identifier.

generated_at
string<date-time>
deprecated

Timestamp (ISO 8601) when the report was requested.

created_at
string<date-time>

Timestamp (ISO 8601) when the report was requested.

type
enum<string>

The type of report.

  • voa - Verification of Assets
  • voi - Verification of Income
  • voai - Verification of Assets and Income
Available options:
voa,
voi,
voai
status
enum<string>

Progress of report generation.

  • generating - The report is being generated.
  • generated - The report is ready to download.
Available options:
generating,
generated
file_url
string

Download link to the report PDF. Requires Argyle authentication headers.

json_url
string

Download link to the report in JSON. Requires Argyle authentication headers.

accounts
object[]

Not used in banking reports.

last_synced_at
string<date-time> | null

Not used in banking reports.

external_id
string | null

The external_id of the user, otherwise null.

source
string

The source of the report data.

metadata
object

Additional info.