The aggregation_status_code returned in the bank account object provides information on either:
The connection status of the individual bank account
An error the user encountered, and how to resolve
Most common aggregation status codes (refreshed nightly)
Code
Description
Required Action
0
Success
No issues encountered.
103
Bad login credentials
Have the user enter new login credentials via a Connect URL.
108
User prompt encountered
Have the user log in to their bank account and resolve the pop-up banner, typically by accepting new Terms and Conditions or acknowledging other account alerts.
109
Credentials expired - new password required
Have the user log in to their bank account and set a new password, then use a Connect URL to have the user enter the new login credentials.
169
Duplicate account
Have the user keep one account and delete the duplicate(s) via a Connect URL.
185
Security challenge encountered
Use a Connect URL to have the user answer the Multi-Factor Authentication (MFA) questions or enter the One-Time Passcode (OTP) sent by the financial institution.
187
Incorrect security challenge answers
Use a Connect URL to have the user answer the Multi-Factor Authentication (MFA) questions.
945
OAuth migration (account migrated but not consented)
Prompt the user to re-authenticate via a Connect URL. Otherwise, have the user delete the account and add it again under the same bank with the OAuth connection indicated by the financial institutions endpoint.
946
Account not found (account may have been closed)
Prompt the user to authenticate the right account via a Connect URL. Otherwise, have the user delete the account via a Connect URL and then find and add an active account.
947
Token expired or refresh required
A new token is needed; issue a new Connect URL for the user.
948
OAuth migration (account migrated but not authenticated)
Prompt the user to re-authenticate via a Connect URL. Otherwise, have the user delete the account and add it again under the same bank with the OAuth connection indicated by the financial institutions endpoint.
949
Account unrecoverable
Have the user delete the account and re-enter via a Connect URL to re-add the account.
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