Income identification improvements in Banking VOI and VOAI reports.
October 13, 2026Integrations
Expected release: October 29, 2026We’re updating our Banking VOI and Banking VOAI reports to better distinguish income from personal transfers, refunds, and other non-income deposits.✔️ Refined income confidence: P2P, cash, and check deposits are evaluated using payer information and deposit patterns. Deposits with limited supporting information are less likely to receive High confidence, while recognizable paycheck and gig-platform income can remain High.✔️ Improved non-income filtering: Better recognition of refunds, reimbursements, loan disbursements, and earned-wage advances reduces the likelihood that these deposits are counted as income.✔️ Clearer income stream names: Cash and ATM deposit streams with an unidentified payer use more descriptive names that include the deposit category, making them easier to review.
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