Reports and Source Documents

Source documents are the original paystubs, tax forms, and uploaded files that support a verification. This page shows report examples and how to retrieve completed reports and available source documents.

Report and source-document URLs require Argyle authentication headers. Store and deliver these files according to your application retention requirements.

Retrieve completed reports

When a verification reaches completed or completed_with_errors, the verification resource contains:

report.file_url — the report PDF.
report.json_url — the report data in JSON format.

Follow Verification Statuses for the webhook and retrieval flow.

Retrieve source documents

Connected payroll accounts can include paystubs, tax forms, and other source documents. Use the Payroll Documents endpoints to list or retrieve document metadata, then request the returned file_url with Argyle authentication headers. Use the partner document upload endpoint when submitting files for Doc VOI. For source files from connected payroll accounts, use Partner Data Sets.

Example reports

Verification of Income and Employment (Payroll VOIE) — PDF and JSON

PDFReport PDF

Image of Argyle's Verification of Income and Employment (VOIE) report.

The JSON example below shows selected fields.Download complete JSON

{
  "report_id": "6da4c9a3-2e63-95e5-8be3-f9a52ddc489a",
  "type": "voie",
  "user_id": "018051aa-f7a9-a0db-2f38-6cfa325e9d69",
  "created_at": "2023-03-26T09:20:06.081Z",
  "employments": [
    {
      "employment": "0186a27d-e5c6-735a-a359-6315b34d544c",
      "employer": "Whole Goods",
      "status": "active",
      "base_pay": {
        "amount": "75372.62",
        "currency": "USD",
        "period": "annual"
      },
      "monthly_income": {
        "argyle": {
          "total": "7102.33",
          "base": "6902.55",
          "overtime": "165.94",
          "bonus": "5.22",
          "commission": "28.62",
          "other": "0.00"
        }
      }
    }
  ]
}

Verification of Income and Employment (Mortgage Payroll VOIE+) — PDF and JSON

PDFWhen VOIE+ is enabled for your organization, mortgage VOIE reports include monthly income calculations from Freddie Mac when available.Continue to request voie through the Verifications API or voie-mortgage through the classic Reports API.Report PDFFreddie Mac’s monthly income calculations appear in the corresponding employment section. Freddie Mac’s Findings Report is appended to the same PDF when available.

Image of a Verification of Income and Employment (Mortgage Payroll VOIE+) report.

Report JSONCalculations appear under employments[].monthly_income.aim_check, with values for total, base, overtime, bonus, commission, and other.If all values in aim_check are null, Freddie Mac did not return a monthly income calculation for that employment. Lender should still proceed to submit through the full Loan Product Advisor (LPA) process for further review.The JSON examples below show selected fields.Download complete JSON

{
  "report_id": "cdf4d756-102b-4184-bd07-31f8ee41a2d3",
  "type": "voie-mortgage",
  "user_id": "01a1225f-5b1b-d05c-af72-eab13af50361",
  "created_at": "2026-10-09T20:36:30.960Z",
  "employments": [
    {
      "employment": "89799b54-f34b-372f-9817-577965f215b3",
      "employer": "QuantumByte Solutions",
      "status": "active",
      "base_pay": {
        "amount": "48.08",
        "currency": "USD",
        "period": "hourly"
      },
      "monthly_income": {
        "argyle": {
          "total": "1432.91",
          "base": "1146.19",
          "overtime": "164.88",
          "bonus": "90.61",
          "commission": "31.23",
          "other": "0.00"
        },
        "aim_check": {
          "total": "1585.83",
          "base": "1267.25",
          "overtime": "183.88",
          "bonus": "97.12",
          "commission": "37.58",
          "other": "0.00"
        }
      }
    }
  ]
}

{
  "employments": [
    {
      "monthly_income": {
        "aim_check": {
          "total": "1585.83",
          "base": "1267.25",
          "overtime": "183.88",
          "bonus": "97.12",
          "commission": "37.58",
          "other": "0.00"
        }
      }
    }
  ]
}

Verification of Income and Employment (Government Payroll VOIE) — PDF and JSON

PDF

Image of Argyle's Verification of Income and Employment (Government Payroll VOIE) report.

The JSON example below shows selected fields.Download complete JSON

{
  "report_id": "7a4d2fd6-9c7d-4e0d-a8d3-9e97f54d21f1",
  "type": "voie-government",
  "user_id": "f83b9d2f-0b3d-4ec9-91d4-82cf9e1c1b2a",
  "created_at": "2026-05-20T18:30:00.000Z",
  "reporting_period": {
    "days": 90,
    "start_date": "2026-03-09",
    "end_date": "2026-06-07"
  },
  "certification": [
    {
      "type": "report",
      "employment": null,
      "status": "certified",
      "completed_at": "2026-05-20T18:30:00.000Z",
      "user_comment": null
    }
  ],
  "employments": [
    {
      "employment": "0186a27d-e5c6-735a-a359-6315b34d544c",
      "employer": "Whole Goods",
      "income_source_type": "w2",
      "certified": true,
      "period_summary": [
        {
          "period": {
            "start_date": "2026-03-09",
            "end_date": "2026-06-07"
          },
          "currency": "USD",
          "gross_pay": "18298.28",
          "net_pay": "14065.93",
          "hours": "914.75",
          "mileage": null,
          "paystubs_count": 7,
          "trips_count": null
        }
      ]
    }
  ]
}

Verification of Employment (Payroll VOE) — PDF and JSON

PDFReport PDF

Image of Argyle's Verification of Employment (VOE) report.

The JSON example below shows selected fields.Download complete JSON

{
  "report_id": "6c3fa756-2e76-43e1-55f6-e29fc6ae535d",
  "type": "voe",
  "user_id": "018051aa-f7a9-a0db-2f38-6cfa325e9d69",
  "created_at": "2023-03-26T09:19:08.916Z",
  "employments": [
    {
      "employment": "0186a27d-e5c6-735a-a359-6315b34d544c",
      "employer": "Whole Goods",
      "status": "active",
      "employment_type": "full-time",
      "job_title": "Store Manager",
      "start_date": "2020-08-28",
      "end_date": null,
      "last_paystub_date": "2023-03-24"
    }
  ]
}

Verification of Assets (Banking VOA) — PDF and JSON

PDFReport PDF

Image of Verification of Assets (VOA) banking report.

The JSON example below shows selected fields.Download complete JSON

{
  "id": "m22kz9tzmz3t",
  "type": "voa",
  "status": "success",
  "created_date": "2025-06-10T18:57:22.000Z",
  "assets": {
    "type": null,
    "available_balance": 18349.6,
    "current_balance": 22327.3,
    "two_month_average": 21995.27,
    "six_month_average": null,
    "beginning_balance": 20942.02
  },
  "consolidated_available_balance": 18349.6,
  "institutions": [
    {
      "id": 102168,
      "name": "FinBank Profiles - B",
      "accounts": [
        {
          "id": 8057635035,
          "name": "Savings",
          "type": "savings",
          "balance": 22327.3
        }
      ]
    }
  ]
}

Verification of Assets & Income (Banking VOAI) — PDF and JSON

PDFReport PDF

Image of Verification of Assets & Income (VOAI) banking report.

The JSON example below shows selected fields.Download complete JSON

{
  "id": "q3senvchs15n",
  "type": "voaHistory",
  "status": "success",
  "created_date": "2026-09-16T21:04:48.000Z",
  "assets": {
    "current_balance": 14911.0,
    "two_month_average": 10745.1,
    "six_month_average": 9592.05,
    "beginning_balance": 38693.34
  },
  "consolidated_available_balance": 14911.0,
  "institutions": [
    {
      "id": 102105,
      "name": "FinBank Profiles - A",
      "accounts": [
        {
          "id": 9035542498,
          "name": "Checking",
          "type": "checking",
          "balance": 14911.0,
          "income_streams": [
            {
              "id": "q3senvchs15n1",
              "name": "abc",
              "status": "ACTIVE",
              "confidence": 100,
              "cadence": {
                "start_date": "2025-09-30T12:00:00.000Z",
                "stop_date": null,
                "days": 13
              }
            }
          ]
        }
      ]
    }
  ]
}

Verification of Income (Banking VOI) — PDF and JSON

PDFReport PDF

Image of Verification of Income (VOI) banking report.

The JSON example below shows selected fields.Download complete JSON

{
  "id": "bdmczjhxc8vj-voi",
  "type": "voi",
  "status": "success",
  "created_date": "2026-09-03T23:03:00.000Z",
  "income": [
    {
      "confidence_type": "HIGH",
      "income_estimate": {
        "estimated_gross_annual": 115731,
        "net_annual": 81703.67,
        "projected_gross_annual": 130005,
        "projected_net_annual": 89052.02,
        "average_monthly_net": 6808.64,
        "average_monthly_gross": 9644.25
      }
    }
  ]
}

Verification of Employment (Banking VOE) — PDF and JSON

PDFReport PDF

Image of Verification of Employment (Banking VOE) banking report.

The JSON example below shows selected fields.Download complete JSON

{
  "id": "acbv1wdhitx6-voetransactions",
  "type": "voeTransactions",
  "status": "success",
  "created_date": "2026-05-13T21:53:05.000Z",
  "institutions": [
    {
      "id": 102168,
      "name": "FinBank Profiles - B",
      "accounts": [
        {
          "id": 9022110214,
          "name": "Checking",
          "type": "checking",
          "income_streams": [
            {
              "id": "acbv1wdhitx6-voetransactions1",
              "name": "check-cash deposit",
              "status": "ACTIVE",
              "confidence": 100,
              "cadence": {
                "start_date": "2024-06-02T12:00:00.000Z",
                "stop_date": null,
                "days": 16
              },
              "days_since_last_transaction": 0,
              "next_expected_transaction_date": "2026-05-29T12:00:00.000Z"
            }
          ]
        }
      ]
    }
  ]
}

Verification of Income (Doc VOI) — PDF and JSON

PDFReport PDF

Image of Verification of Income (Doc VOI) report.

The JSON example below shows selected fields.Download complete JSON

{
  "report_id": "02889578-fb0f-4fb5-8ee3-f2d8f3f8116b",
  "type": "doc-voi-mortgage",
  "user_id": "019e2367-129d-98d2-8ff0-56660fee2c83",
  "created_at": "2026-05-13T22:15:55.226Z",
  "documents": [
    {
      "id": "019e2368-ceb6-102e-7c0f-4e4a957b53de",
      "employer": "WAREHOUSE SERVICES INC",
      "document_type": "paystubs",
      "pay_date": "2026-05-12",
      "pay_period_start_date": "2026-04-27",
      "pay_period_end_date": "2026-05-12",
      "year": null
    }
  ],
  "employments": [
    {
      "source": "Doc Upload",
      "employer": "WAREHOUSE SERVICES INC",
      "status": "active",
      "monthly_income": {
        "aim_check": {
          "total": "6400.32",
          "base": "3791.99",
          "overtime": "1200.00",
          "bonus": "1408.33",
          "commission": "0.00",
          "other": "0.00"
        }
      }
    }
  ]
}

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Retrieve completed reports

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Example reports