### Webhooks [Webhooks](/legacy/api-reference/webhooks-overview) are automatic notifications that let you know in real-time when changes occur. If you are asking the user to add or remove a bank account, add a debit card, or adjust their existing pay allocations, you can monitor the status of these changes using [accounts webhooks](/legacy/api-reference/accounts-webhooks): * Subscribe to the [`accounts.pay_distribution_updated`](/legacy/api-reference/accounts-webhooks#pay-distribution-updated) webhook to be notified if the DDS flow you requested is successful. * Subscribe to the [`accounts.pay_distribution_failed`](/legacy/api-reference/accounts-webhooks#pay-distribution-failed) webhook to be notified if the DDS flow you requested could not be completed. If a user independently adds, updates, or removes a bank account or debit card, you can monitor these changes as well by subscribing to [pay allocations webhooks](/legacy/api-reference/pay-allocations-webhooks). You can subscribe to webhooks [using Argyle Console](/legacy/guides/argyle-console/faq#where-to-manage-webhooks) or [via the API](/legacy/api-reference/webhooks#create). ### Manual monitoring You can view the status of any bank account or debit card updates to payroll accounts manually: * via the API — use the [`/accounts`](/legacy/api-reference/accounts) API endpoint and check the attributes within the [`pay_distribution`](/legacy/api-reference/accounts#object-pay_distribution) object. * in Argyle Console — navigate to [Connections](https://console.argyle.com/connections), select a user, click the **JSON** toggle button, and check the `pay_distribution` object within the **Account object** that is listed at the top of the JSON view: ```json theme={} { "pay_distribution": { "status": "...", "error_code": "...", "error_message": "...", "updated_at": "..." } } ``` The `status` will progress from `scanning -> updating -> success/error`. ## DDS through Console ![You can invite users to Link with a deposit switch included using Console.](https://res.cloudinary.com/argyle-media/image/upload/f_auto/v1669078805/docs-2022/Guides/Argyle%20Link/Advanced%20Link%20Flows/Direct%20deposit%20switching/DDS_through_Console) You can invite new users to switch their direct deposit using Argyle Console. The invites can be sent via email, SMS, or both and will include a link the user can click to enter the DDS flow in their browser. From there the user can review and confirm they would like to add the bank account whose details you provided in Argyle Console to their payroll system. From the *Your users* tab, select **Invite new users** and then enable **direct deposit switch**. If you [customized Argyle Link](/legacy/guides/argyle-link/customize) by tailoring its appearance to your brand, or restricted payroll connections to only those that support DDS, you can select your Link customization from the dropdown menu in the **Argyle Link** tab within the same **Invite users** page. ## FAQ After a user confirms DDS changes in Argyle Link, the update process typically takes fifteen to thirty seconds on most payroll systems, and up to two minutes on the slowest payroll systems. Argyle automatically removes one of the previous bank accounts connected to the user's payroll system. If the user's payroll system only allows for one bank account, the new bank account you provide will be added, the previously connected bank account will be removed, and the user will not be able to restore the previous bank account. If the user's payroll system allows two or more bank accounts, the new bank account you provide will be added and one of the previously connected bank accounts will be removed. If the user wants to restore the removed bank account, they are allowed to swap it for a previously connected bank account that was not removed. If the user's income is not enough to satisfy all pay allocations, how the available income is distributed varies from platform to platform. Whenever possible, Argyles prioritize your allocation in the platform's payout queue. Argyle only passes bank account, payment settings, and/or card information to the user's payroll platform. If there is an issue with future payments, the user must contact their payroll provider directly. No, the pay allocations will not automatically be removed from the payroll system because of account disconnection or revoked access. Argyle cannot update pay allocations on payroll systems that have become disconnected or where the user revoked access, and Argyle does not communicate with banks regarding these pay allocations. Please contact the user directly to update the pay allocations or re-connect the disconnected account. This is only the case if your initialization includes a customization where the setting **“Only show Link items that support direct deposit switching”** has been enabled. Because every payroll system has different payment setting limitations, the user will only be shown payroll accounts whose payroll system supports the `allocation settings` used in your DDS configuration. This minimizes DDS configuration errors to ensure an optimal user experience.