> ## Documentation Index
> Fetch the complete documentation index at: https://docs.argyle.com/llms.txt
> Use this file to discover all available pages before exploring further.

# User Tokens

> Create user tokens for direct embedded Link initializations.

<Note>
  [Payroll verifications](/api-reference/verifications-guide) return a session `link` URL when creating a session. Use that URL to initialize embedded Link with `connectUrl` or launch Hosted Link directly. For more information, visit our [Verifications Guide](/api-reference/verifications-guide) and [Link Initialization Guide](/link/initialization).
</Note>